Posts Currently viewing the category: "Finance"
Quicken 2016

Quicken 2016 for Mac worth the Upgrade?

Last updated on Mar 5, 2017

In the past few years, Intuit has done an incredibly awful job positioning Quicken, its personal finance software, on the Mac. Despite my experience with Quicken Essentials and Quicken 2015, I decided to upgrade to Quicken 2016. In this post I’ll share my first impression of the latest version and tell you if the upgrade was worth it.

Quicken: A Brief History

Intuit used to have a fairly decent personal finance software called Quicken for Mac 2007. It was a PowerPC application that stopped working when Apple switched to the Intel (x86) processor architecture and deprecated Rosetta in OS X 10.7 Lion.…

Protect investment property

In this post I’ll share my strategy on how to protect an investment property (or properties for that matter). Ever since I started investing in real estate, more specifically residential rental properties, I was looking for ways to reduce risk and to protect myself for when something goes wrong.

In the US of A anyone can sue anyone for any reason and while a lawsuit doesn’t necessarily lead to your ruin, it’s good practice to understand the risk factors and to lower risk where possible. The strategies outlined below are what I use for my rental properties in the State of Georgia, but most of it probably applies to other states as well.…

My Favorite Credit Card Combo

Last updated on Dec 29, 2015

In this post I’ll show you what credit card combo you can find in my wallet and how it helps me getting the most out of every purchase.

Credit Card Combo

A Word of Caution

A credit card can be your friend but for many it is their worst enemy. I pay as much as I can using a credit card for various reasons:

  • Transactions are protected against fraud
  • I have an electric record of each transaction and can download it into my financial planning tools

However my mom keeps asking me if paying everything with a credit card doesn’t make me lose track of how much money I spent.…

If you have been seriously thinking about your investment strategy, I’m sure one question has crossed your mind: Is it better to invest in stocks vs. real estate?

Stocks vs Real Estate

While I don’t think there is an easy answer, I believe it’s fair to say that both strategies have led to wealth for many investors. I started taking a more serious look at my investment strategy in late 2012, when I moved a chunk of cash from a low-yielding Money Market fund to a self-managed investment account with Merrill Edge (owned by Bank of America). I chose Merrill Edge because they offered 30 free trades per month and didn’t charge any other fees if you kept a certain balance with either Bank of America or Merrill Edge.…